Family Medicine Action Center

Urge Congress to Address Student Debt and Pass the REDI Act
On August 24th, President Biden announced cancelling up to $20,000 of student debt for eligible borrowers and extending the current pause on student loans payments through the end of the year. This pause was implemented in response to the COVID-19 pandemic and has provided much needed short-term relief, which has been particularly helpful to family physicians who were financially strained by disruptions to their practice. 

While the AAFP applauds the Biden administration for extending this critical pause in student loan repayment and partial debt cancellation for eligible borrowers, a long-term solution is needed to comprehensively address the student debt issue, and we have been urging Congress to pass common sense solutions – such as the Resident Education Deferred Interest (REDI) Act (S. 3658/H.R. 4122). 

The REDI Act would allow medical students to qualify for interest-free deferment on their student loans while in a residency training program, creating more financial viability for physicians to specialize in family medicine and primary care. Providing interest accrual relief during residency would make opening practices in underserved areas, consider becoming faculty, or entering research more attractive and affordable to residents, as well as address the cost barrier for medical students entering primary care. 

Urge Congress today to permanently address the growing burden of student debt by passing the REDI Act.

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