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Support Federal Disaster Assistance for Community Associations Today
Community Associations Institute continues to support efforts to ensure community associations have equal access to critical federal disaster assistance following federally declared natural disasters. CAI is proud to support three key pieces of legislation to help community associations recover and rebuild after natural disasters such as hurricanes, tornadoes, earthquakes, fires, snowstorms, and protect residents and infrastructure.

CAI members can help gather support for these bills by urging their members of Congress to sign on as cosponsors. Members of Congress need to hear from constituents about why these pieces of legislation are critical to providing community associations with equitable response and recovery efforts following federally declared natural disasters.  

Spearheaded by CAI and introduced by North Carolina lawmakers Rep. David Rouzer (R-NC-7) and Sen. Ted Budd (R-NC), H.R. 834 and S.352 would make two major changes to the Robert T. Stafford Disaster Relief Act:

  • Provides a mechanism for all homeowner associations to have debris removed on private roads and waterways by their local municipality through FEMA funding. 
  • Makes essential common elements of a condominium and housing cooperative such as a roof, exterior wall, heating and cooling equipment, elevators, and utility access eligible under FEMA’s Federal Assistance to Individuals and Households Program.

CAI also is proud to support H.R. 4669, the FEMA Act of 2025. The bill introduced by Missouri Rep. Sam Graves (R-MO-6) contains identical language to H.R. 834 / S. 352 and would create a fair foundation of disaster assistance for community associations. 

The third initiative CAI is proud to support is H.R. 9159, The Protect Our Homes Act. Introduced by Florida Rep. Darren Soto (D-FL-9), this bill would create a new loan program for community associations’ disaster recovery and mitigation. 

Please take a moment to urge your elected officials to cosponsor these important bills in Congress. Help pass this legislation to bring fairness to disaster relief for community associations today!  

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