Congress is at a critical decision point for the Affordable Care Act (ACA) Marketplace.
The U.S. House has passed a three-year extension of the enhanced premium tax credits (EPTCs) that have helped millions of Americans afford health coverage. Now, the Senate must act, and your voice is urgently needed.
Extending enhanced premium tax credits, creating a 90-day Special Enrollment Period, and avoiding a hard income cliff would immediately lower premiums, prevent coverage losses, and ensure people can actually access affordable coverage when Congress acts. Together, these steps protect continuity of coverage, reduce affordability shocks, and make the Marketplace more stable and workable for families across income levels.
Health insurance and benefits professionals are on the front lines every day, helping individuals and families navigate rising health care costs. We see firsthand what happens when affordability protections disappear.