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Promoting Access to Credit for Homebuyers Act
Credit overlays have made it tougher for many Latino families to get approved for mortgages, including refinances, during the pandemic. Now you can do something about it! Senator Bob Menendez (NJ) and Congressman Juan Vargas  (San Diego-CA) have introduced the Promoting Access to Credit for Homebuyers Act to address the added barriers to mortgage credit for prospective Latino homebuyers.

Help Pass HR. 6794 Promoting Access to Credit for Homebuyers Act today by calling your U.S. Representative.

Quote from Sara Rodriguez, NAHREP National President:

“Latinos have accounted for over half of all homeownership growth in the U.S. over the past decade and are the drivers of homeownership demand in the U.S., accounting for over 40 percent of household formation growth. The future of the housing industry rests on ensuring that lending conditions are conducive to this continued growth. And yet, policies that result in more restrictive credit scores, debt-to-income ratios and down payment requirements disproportionately impact the very communities that will contribute to the economic growth the U.S. so desperately needs at this moment.

NAHREP applauds Senator Bob Menendez and U.S. Representative Juan Vargas for introducing the Promoting Access to Credit for Homebuyers Act that will ensure communities of color can contribute to US economic growth by making homeownership more accessible.”

Join NAHREP President, Sara Rodriguez, by calling your Representative today.
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