Nearly 24 million Americans rely on the Affordable Care Act (ACA) marketplace for their health insurance coverage. One of the most important features of the marketplace is the system of premium tax credits, which help lower the monthly cost of coverage by reducing the amount individuals pay for their premiums. These credits are often applied automatically, ensuring that coverage remains affordable for families across the country.
However, these tax credits are now at risk. Lawmakers have not yet reached an agreement to extend them, and they are set to expire at the end of the year. If Congress fails to act, millions could see their monthly health care costs skyrocket—putting essential coverage out of reach for many. It is critical that we urge our Representatives and Senators to protect these vital benefits, because for millions of Americans, affordable health care is a lifeline.
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