American Association of Oral and Maxillofacial Surgeons
Urge Congress to correct long-standing dental benefit inequities harming patients and dentists
Many states have enacted laws governing noncovered services, network leasing, prior authorization, prompt payment, and retroactive denials – protections that safeguard the doctor-patient relationship and promote insurer fairness, transparency and accountability.
State laws often do not apply to self-funded plans, regulated under ERISA. This creates a major regulatory gap where many patients and dentists are denied protections that state lawmakers intended to apply broadly.
Reps. Jeff Van Drew, DMD (R-N.J.) and Herb Conaway, MD (D-N.J.) introduced the Improving Dental Administration (IDA) Act (H.R. 7931), bipartisan legislation that would apply state insurance laws to self-funded dental plans and their administrators, closing the ERISA loophole.
Applying uniform insurance protections to all dental plans in a state would:
Guarantee equal protections for patients regardless of how their dental coverage is structured.
Increase transparency and accountability for all plans, benefiting patients, providers and regulators.
Support strong provider networks – and improve patient access – by streamlining compliance and giving dentists consistent coverage rules.
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