Why We Must Act Now

A critical provision hidden in state law actively hurts our veterans. Part IV (Section 4) of Session Law 2025-72 (SB 118) creates a state-level loophole that helps unaccredited, for-profit companies charge disabled veterans steep fees for filing initial VA disability claims.

This isn't just wrong—it flies in the face of federal law and a major local court victory:

• It Violates Federal Law: Under 38 U.S.C. Chapter 59, strictly mandates that no individual may assist veterans with claims unless accredited by the VA, and completely bans charging fees for initial claims applications.
• It Defies Federal Court Precedent: On May 20, 2026, a federal judge right here in North Carolina ruled in Ford v. Veterans Guardian (Case 1:23-cv-00756-CCE-LPA) that these unaccredited "consulting" fee models are unlawful. Read the full federal court decision

North Carolina must not shield predatory companies that strip away hard-earned benefits from disabled veterans. The VFW, American Legion, DAV & local county VSO's provide these exact services completely free of charge. We need the General Assembly to repeal Part IV (Section 4) of Session Law 2025-72 (SB 118) immediately.