Millions of people are at risk of losing affordable healthcare. Tell Congress to protect them by extending the Enhanced Premium Tax Credits

Millions of Americans will face higher health insurance costs if Congress does not act before December 31, 2025. The Enhanced Premium Tax Credits (EPTCs), which have lowered insurance premiums for families since 2020, are set to expire. 

These tax credits have made health coverage affordable for nearly 22 million people—92% of Affordable Care Act (ACA) Marketplace enrollees. In 2024 alone, families saved an average of $705 on their premiums. Without EPTCs, premiums would have been almost 80% higher. 

If Congress does not extend these credits: 

• Annual premium payments for subsidized ACA enrollees could increase an average of 114% (according to the nonpartisan Kaiser Family Foundation).
• An estimated 4.2 million people will become uninsured by 2034 (according to the nonpartisan Congressional Budget Office). 

Families with lower incomes and older adults, especially those aged 50–64, will be hit the hardest. 

Use the Kaiser Family Foundation tool to see how much premiums could rise in your state if enhanced ACA premium tax credits expire at the end of the year. 

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Have the Enhanced Premium Tax Credits helped make healthcare more affordable for you or your family? Share your story with PAN after you contact your lawmaker: http://panfoundation.memfox.io/taxcredits